How much a settlement is worth is first determined by negotiations between your attorney and the insurance company. However, a settlement of course has to be agreed upon by both parties or ruled on by the courts. Then you have to think about whether or not the settlement is going to be paid out. Furthermore, you have to know how it is going to be paid out. Many people are looking into how much structured settlements are worth if they opt for cash payouts. Is that what you are up to? If you are receiving structured settlement payments and want to know the cash value, there are many companies out there that want to help. They are going to make money off of you, but you would be getting cash now. If it is worth it to get cash now for whatever reason, then you might feel like a cash out is the best choice. Maybe you don’t have a structured settlement, but you have a case and just want to know what your settlement is going to be worth. What is your case? If you have a personal injury case, you are awaiting direction from your attorney. You might have had the impression he was going to argue your case in court. However, you are hopefully going to get a settlement much sooner and much easier, if you get one. If you do get a settlement, that doesn’t mean anything is going to be easy. It just means the process might be easier than you thought and should mostly be handled by your personal injury attorney. Have you been told any settlement figures yet? If you don’t agree with a figure, you can go for more. Your lawyer will help keep you realistic about what is going on with your case and what to do next up until the point you finally do know what your settlement is worth.